the time setting is modern like right now. and it's here on earth. there is a girl that is really awesome but she doesnt really fight there is a little magic and mystery. The book is mostly about action not sure about love

I only know the book is supposed to be good. Can someone give me some info? what is the time setting? is it in a make belive world? is there a girl that can fight awesomely? magic? mystery? love?